OFFICIAL PUBLICATION OF THE INDIANA BANKERS ASSOCIATION

Vol 109 2025 No. 5

Stablecoins: What They Are and How They Affect the Banking Industry

Stablecoins have rapidly emerged from the periphery of cryptocurrency markets into a central topic in financial and regulatory conversations. These blockchain-based digital tokens are designed to maintain a stable value, typically pegged 1:1 to the U.S. dollar, and enable fast, low-cost transactions 24/7. While they promise to modernize payments and expand financial access, stablecoins also pose new challenges to the banking industry and policymakers.

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2025 IBA Education Calendar

2025 IBA Education Calendar

OCTOBER Chief Operations Officer ForumOct. 10: IBA Center Banking on Women ConferenceOct. 22-23: Embassy Suites, Noblesville Marketing Directors ForumOct. 28: IBACenter Information/Cybersecurity/IT/Operations Officer Forum – Group 1Oct. 29: IBA Center Information/Cybersecurity/IT/Operations Officer Forum – Group 2Oct. 30: IBA Center NOVEMBER IBA Regional Meeting – Fair OaksNov. 3: Farmhouse Restaurant IBA Regional Meeting – Fort WayneNov.

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