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OFFICIAL PUBLICATION OF THE INDIANA BANKERS ASSOCIATION

Vol 109 2025 No. 4 Feature

2024 C2C Award Nominees

The Indiana Bankers Association Commitment to Community Awards, presented annually at the IBA Mega Conference, tell the story of banking by showcasing bank community service provided the prior calendar year. For the first time this year, three awards were given instead of two: asset sizes under $750 million, between $750 million and $3 billion, and $3 billion or more.

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Large and Small US Banks’ Consumer Deposit Fee Trends Diverge in Q1 2025

Consumer deposit fee trends reversed course in the first quarter as larger banks that had been shrinking fees expanded them and smaller banks with higher reliance pulled back.
In recent years, the industry’s consumer deposit fee income has consistently shrunken as the largest U.S. banks faced intense regulatory and competitive pressure to change their overdraft policies. While some of that pressure trickled down to community banks, most kept their overdraft policies intact.

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