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OFFICIAL PUBLICATION OF THE INDIANA BANKERS ASSOCIATION

Vol 109 2025 No. 4

2024 C2C Award Nominees

The Indiana Bankers Association Commitment to Community Awards, presented annually at the IBA Mega Conference, tell the story of banking by showcasing bank community service provided the prior calendar year. For the first time this year, three awards were given instead of two: asset sizes under $750 million, between $750 million and $3 billion, and $3 billion or more.

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2025 IBA Education Calendar

AUGUST Community Bankers for ComplianceAug. 5: IBA Center & Virtual Bank Directors SymposiumAug. 7: Virtual Retail Management Series – Part 3: Serving with Excellence and Growing the BankAug. 12: IBA Center Emerging Leaders Digital Program – Part 3: Time ManagementAug. 12: Virtual Call Report PreparationAug. 12-13: IBA Center Fraud Academy (in partnership with the Kentucky

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Vantage Viewpoint

It’s hard to believe we’re already halfway through the year. Even harder to believe I’ll be helping my oldest move into his college dorm in August! Just as our family gets ready to help him transition into this new phase of his life and education, the Association is getting ready to create a new way to develop the next generation of Indiana’s banking workforce with

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Large and Small US Banks’ Consumer Deposit Fee Trends Diverge in Q1 2025

Consumer deposit fee trends reversed course in the first quarter as larger banks that had been shrinking fees expanded them and smaller banks with higher reliance pulled back.
In recent years, the industry’s consumer deposit fee income has consistently shrunken as the largest U.S. banks faced intense regulatory and competitive pressure to change their overdraft policies. While some of that pressure trickled down to community banks, most kept their overdraft policies intact.

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