PSP Year-End Summary 2025

Vol 109 2025 No. 6 / By Rod Lasley, Indiana Bankers Association

As we wrap up 2025 and move into 2026, the Indiana Bankers Association is an ideal resource for member banks seeking new products or services for their institution. Our outstanding associate membership consists of more than 200 companies covering a wide array of opportunities. The IBA has developed Preferred Service Provider relationships with 22 of these companies, allowing us to provide our bank members with top-quality offerings.

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Credit Card Profitability 101
The Playbook for Community Banks

Vol 109 2025 No. 6 / By Anil Goyal, CorServ

In our crowded, hyper-competitive market, a well-run credit card issuing program can be a high-return growth engine for banks. With the right strategy and partnerships, credit card issuing can generate more income, deepen customer relationships and unlock valuable cardholder data.

Credit Card Profitability 101

The Playbook for Community Banks

Honorable Mentions

Vol 109 2025 No. 6 / By the Indiana Bankers Association

Tyson Lawson, financial advisor with Springs Valley Bank & Trust Company, Jasper, now holds his Series 7 and Series 66 licenses, which allow him to serve as an investment adviser representative with Cetera Investment Services. He also maintains his Indiana Life and Health License. Lawson serves on the French Lick Revolving Loan Fund Board, the

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Moving Beyond ‘Set It and Forget It’
Elevating Portfolio Management From Passive To Purposeful

Vol 109 2025 No. 6 / By Andrea Pringle, The Baker Group

For decades, many community banks have taken a passive approach to investments, primarily using the portfolio as a place to park liquidity and earn spread income, but not always as a tool in dynamic balance sheet management. This approach worked efficiently during many years of relatively stable interest rate cycles that produced modest unrealized gains and losses. However, the past few years have shown that interest rate cycles can be anything but stable.

Moving Beyond ‘Set It and Forget It’

Elevating Portfolio Management From Passive To Purposeful

Bankers on the Move

Vol 109 2025 No. 6 / By the Indiana Bankers Association

1st Source Bank / South Bend Lucas VanMatre has been promoted to an officer of the bank. He maintains his duties as a senior credit analyst. VanMatre has been with the bank since 2021. He earned a bachelor’s degree and an MBA from the University of Southern Indiana. Chase Bank / New York Ross Teare

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Banking on Community

Vol 109 2025 No. 6 / By the Indiana Bankers Association

Horizon Bank, Michigan City, awarded a $5,000 grant to The Salvation Army of Michigan City in support of its Weekend Backpack Feeding Program. The program provides critical weekend meals for children in the Michigan City area who are homeless, at risk of becoming homeless or facing food insecurity. Each week during the school year, children

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Banker Profile: Diane E. Dalton
Vice President, Community Development Officer – Peoples Bank, Munster

Vol 109 2025 No. 6 / By the Indiana Bankers Association

My first job was as a runner on the trading floor of the Chicago Mercantile Exchange, working in the foreign currency and agricultural markets. I was responsible for delivering buy, sell and market orders to the appropriate trader for execution via open outcry, and then retrieving the orders once they had been filled. This role taught me the importance of time management, effective communication and attention to detail.

Banker Profile: Diane E. Dalton

Vice President, Community Development Officer – Peoples Bank, Munster

Rooted In Growth
2025 Annual Convention

Vol 109 2025 No. 6 / By Christina M. Bennett, Indiana Bankers Association

The IBA welcomed nearly 400 bankers, vendors, dignitaries and guests to the historic French Lick Resort this September for three days of connection and growth. More than a traditional industry gathering, our 2025 Annual Convention was built on innovation and development, living up to its theme: Rooted in Growth.

Rooted In Growth

2025 Annual Convention

Protecting Your Interests as a Lender
Subordination, Non‑Disturbance and Attornment Forms

Vol 109 2025 No. 6 / By Keaton J. Miller, Krieg DeVault LLP

Question: My commercial borrower is leasing to a big-name tenant who refuses to sign our bank’s standard Subordination, Non-Disturbance, and Attornment form and is asking us to sign their form. What’s the purpose of an SNDA, and how should we handle this?

Protecting Your Interests as a Lender

Subordination, Non‑Disturbance and Attornment Forms

Making a Difference, One Act at a Time

Vol 109 2025 No. 6 / By Rebeca Romero Rainey, Independent Community Bankers of America

Community bankers are driven by a spirit of service. Giving back to our communities is simply part of who we are. But where does that instinct come from? Why is it a part of our DNA, and how has it been shaped over time?

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November 20, 2025

PSP Year-End Summary 2025

Credit Card Profitability 101
The Playbook for Community Banks

The Playbook for Community Banks

The Playbook for Community Banks

Honorable Mentions

Moving Beyond ‘Set It and Forget It’
Elevating Portfolio Management From Passive To Purposeful

Elevating Portfolio Management From Passive To Purposeful

Elevating Portfolio Management From Passive To Purposeful

Bankers on the Move

Banking on Community

Banker Profile: Diane E. Dalton
Vice President, Community Development Officer – Peoples Bank, Munster

Vice President, Community Development Officer – Peoples Bank, Munster

Vice President, Community Development Officer – Peoples Bank, Munster

Rooted In Growth
2025 Annual Convention

2025 Annual Convention

2025 Annual Convention

Protecting Your Interests as a Lender
Subordination, Non‑Disturbance and Attornment Forms

Subordination, Non‑Disturbance and Attornment Forms

Subordination, Non‑Disturbance and Attornment Forms

Making a Difference, One Act at a Time

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