Understanding Differences Between Fiduciary Trust Services and Wealth Management

Vol. 109 2025 Issue 2 / By Svitlana Keeney, Compliance Alliance

While fiduciary trust services and wealth management services are often thought to overlap, they are based on distinct differences and serve different purposes. Wealth management services are designed to address a client’s all-encompassing financial health, including aspects such as retirement planning, tax-efficient strategies, asset allocation, risk management and investment advice. It targets financial growth and preservation of wealth over the long term while adapting to the client’s changing financial needs.

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Interest Rate Impacts on Fair Value in Financial Institution Deals

Vol. 109 2025 Issue 2, Vol. 109 2025 Issue 2 Feature / By Mike Green & Manuel Aya, Abrigo

As interest rates rose steadily in recent years, their impact on the fair value of assets in financial institution mergers and acquisitions has been profound. For banking executives, understanding how these shifts influence transaction structures and valuation can make a critical difference in deal outcomes.

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Top Challenges and Opportunities for Community Banks in 2025

Vol. 109 2025 Issue 2 / By Allison Maddock, CSI

Continued adoption of open banking, enhanced cybersecurity and evolving regulatory concerns shape what financial institutions must consider when developing their strategies. However, these areas also represent a tremendous opportunity for those who adapt.

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Bankers on the Move

Vol. 109 2025 Issue 2 / By the Indiana Bankers Association

Centier Bank / Merrillville Kelly Blieden has joined the bank as vice president, trust officer with two decades of marketing and banking experience. Most recently, she served as vice president, private banker at another local banking institution. Jen Pack has been promoted to vice president, mortgage lending. She has been with the bank as

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Associate Members’ Corner

Vol. 109 2025 Issue 2 / By the Indiana Bankers Association

Arctic Wolf Networks / Eden Prairie, MN Arctic Wolf® closed on its acquisition of Cylance® from BlackBerry Limited on Feb. 3. The company paid $160 million in cash and gave BlackBerry 5.5 million common shares of Arctic Wolf. This represents the company’s sixth acquisition since its founding in 2012. Barnes & Thornburg LLP / Indianapolis Brian

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Banking on Community

Vol. 109 2025 Issue 2 / By the Indiana Bankers Association

Alliance Bank, Francesville, donated $5,000 to help Pulaski County Human Services purchase two new 14-passenger vans for public transit. The vans run weekdays from 8 a.m.-4 p.m. to help local residents whose eyesight is failing, have been laid off and can’t afford gas, or otherwise need an alternative to private transportation. (from left) PCHS board

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52nd Annual Midwest Agricultural Banking School

Vol. 109 2025 Issue 2 / By Michael Langemeier, Purdue University

The Midwest Agricultural Banking School, a partnership between Purdue University and the Indiana Bankers Association in coordination with the Illinois, Ohio, Kentucky and Michigan bankers associations, was held on the campus of Purdue University, Dec. 2-5, 2024. The program equips bankers and agribusiness professionals with the practical knowledge and skills needed to navigate the ever-evolving landscape of agricultural finance. Twenty-five agricultural bankers participated in the 2024 school.

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Choosing Vesting Requirements for Qualified Retirement Plan Purposes

Vol. 109 2025 Issue 2 / By Kristoffer Aas, Ascensus

While vesting standards have long existed to retain and reward employees, a financial literacy gap can prevent participants from maximizing their vesting opportunities and employers from reusing the nonvested (or forfeited) contributions when an employee terminates employment. The literacy gap can have an even bigger effect on employees who frequently move from one job to the next.

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Make the Most of Your Year with the FLD

Vol. 109 2025 Issue 2 / By Josh Myers, Indiana Bankers Association

The IBA Future Leadership Division is excited for 2025 and the new opportunities it will bring to help benefit emerging leaders in the industry. A major benefit of FLD is the opportunity to grow your peer network. There are hundreds of FLD members making the Indiana banking industry thrive, and FLD is a great place to connect with others like you who are interested in a long-term career in banking.

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March 14, 2025

Understanding Differences Between Fiduciary Trust Services and Wealth Management

Interest Rate Impacts on Fair Value in Financial Institution Deals

Top Challenges and Opportunities for Community Banks in 2025

Bankers on the Move

Associate Members’ Corner

Banking on Community

52nd Annual Midwest Agricultural Banking School

Choosing Vesting Requirements for Qualified Retirement Plan Purposes

Make the Most of Your Year with the FLD

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